Industry News
Author, Jim Malone, Claims Advocate, Rancho Mesa Insurance Services, Inc.
When a work-related accident occurs, as a business owner or manager, it is our nature to want to analyze the situation in order to learn how to avoid it in the future. However, the reporting of the incident is equally as important. With the recent requirement to report first aid claims, timely reporting for all claims is recognized as being critical for a number of reasons.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
In the workplace, employees can be exposed to potentially harmful hazards. Identifying these hazards and using precautionary measures such as personal protective equipment (PPE) can mean the difference between a safe jobsite and an injury.
Author, Drew Garcia, NALP Program Director, Rancho Mesa Insurance Services, Inc.
In this webinar, Steve Hamilton, Senior Loss Control Specialist from Berkshire Hathaway Homestate Companies, reviews workplace injury trends for the landscape industry, along with OSHA’s most cited regulatory violations.
Author, Chase Hixson, Account Executive, Human Services, Rancho Mesa Insurance Services, Inc.
For many Home Health Care companies, conducting an in-home inspection on all new cases is standard practice. The intent of these inspections is to improve the quality of services offered; however, there is also an additional opportunity to improve the risk profile for those health care companies and thereby help them reduce their insurance costs.
Author, Drew Garcia, NALP National Program Director, Rancho Mesa Insurance Services, Inc.
Drew Garcia answers common insurance questions for the landscape industry.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
According to a recent memo, the State of California Department of Industrial Relations would like to remind employers that they are required to physically post their 2017 annual summaries of work-related injuries from February 1, 2018 through April 30, 2018.
Author, Kevin Howard, CRIS, Account Executive, Construction Gorup, Rancho Mesa Insurance Services, Inc.
Insurance is often considered a necessary evil by business owners. It can represent a significant line item on a profit & loss statement rivaling the cost in some cases of payroll, material costs and rent. With deductibles that can range from $15,000-$25,000 per claim, why then would a business spend dollars on an insurance policy that is not required by either state law or part of any General Contractor’s insurance specifications?
Author, Matt Gaynor, Director of Surety Bonding, Rancho Mesa Insurance Services, Inc.
One of the key documents required when we are assembling the Bonding Programs for our construction clients is a fiscal year-end financial statement prepared by an outside Certified Public Accountant (CPA). Although we monitor internal financial information from our contractors throughout the year, at the fiscal year-end (usually 12/31), the bond company will require that the statement come from a third party CPA. That way, they have some certainty that the information has been prepared by an independent financial source that has a background in working on contractor financial statements.
Author Sam Clayton, Vice President, Construction Group, Rancho Mesa Insurance Services, Inc.
As we enter 2018, government agencies, project owners and general contractors often require subcontractors to enter their pre-qualification process. Many of these entities will look closely at your Experience Modification Rate (EMR).
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
In a Census summarizing fatal occupational injuries from 2016, those originating from falls continued a steady upward trend that began in 2011 and increased another 6% in 2016. More specifically, falls increased more than 25% for roofers, painters, carpenters, tree trimmers & pruners. Since 2013, fall protection citations have been #1 or #2 on OSHA’s most cited violations. Now, more than ever, it is essential for employers with personnel who work at heights to provide comprehensive fall protection.
Author, Sam Brown, Vice President, Human Services Group, Rancho Mesa Insurance Services, Inc.
Many of our agency's social service and nonprofit clients serve an important function for individuals and families...transportation! Whether helping a physically challenged child get to school or embarking on a day trip to the mall with a group of adults with intellectual and developmental disabilities, it's vital to manage all risks associated with transporting clients.
Article provided by, Kevin Brown, Managing Partner, RBTK, LLP.
The new tax reform law, commonly called the “Tax Cuts and Jobs Act” (TCJA), is the biggest federal tax law overhaul in 31 years, and it includes both good and bad news for taxpayers.
Below are highlights of some of the most significant changes affecting individual and business taxpayers. (Except where noted, these changes are effective for tax years beginning after December 31, 2017.)
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
In a recent news release from the U.S. Department of Labor (DOL), the Occupational Safety and Health Administration (OSHA) will be accepting electronically submitted 2016 OSHA Form 300A data through midnight on December 31, 2017. The previous deadline had been December 15, 2017.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
The end of the year is the perfect time to evaluate your company’s overall safety program. One important element in a successful safety program is the weekly safety meetings (aka training shorts, tailgate talks, or toolbox talks).
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
In a recent news release from the U.S. Department of Labor (DOL), the Occupational Safety and Health Administration (OSHA) announced it has extended its electronic reporting deadline from December 1, 2017 to December 15, 2017.
Author, Drew Garcia, NALP Program Director, Rancho Mesa Insurance Services, Inc.
The Berkshire Hathaway Homestate Companies (BHHC) and Rancho Mesa Insurance Services (RMI) teamed up at the annual LANDSCAPES 2017 convention, the Green Industry & Equipment (GIE) Expo, and the Hardscape North America (HNA) Tradeshow, in Louisville, Kentucky, on October 17-20, 2017.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
After an initial delay and a 30-day grace period, the Occupational Safety and Health Administration‘s (OSHA) revised Crystalline Silica Rule is now in full effect. The rule became effective September 23, 2017 and OSHA allowed for a 30-day grace period for issuing fines and citations for companies who were making a good-faith effort towards meeting the new requirements.
Author, Sam Brown, Vice President, Human Services, Rancho Mesa Insurance Services, Inc.
Nonprofit organizations often conduct special events throughout the year. These events can successfully increase awareness of the nonprofit’s mission, generate important unrestricted revenue, and offer all stakeholders a nice opportunity to have fun. Unfortunately, important risk management steps are often overlooked before the day of the event. Let’s look at a few that can limit exposure to risk.
Author, Matt Gaynor, Director of Surety, Rancho Mesa Insurance Services, Inc.
In the past, many Surety Bond carriers required financial statements from a Certified Public Account (CPA), bank lines of credit, tax returns, etc. for contractor bond programs, whether the client required one bond a year or a large bond program. This is no longer the case.
Developing Solutions • Building Trust • Protecting Clients – ONE RELATIONSHIP AT A TIME.™
