Commercial Insurance for the Solar and Roofing Industry

PowerOne™ is a comprehensive industry-specific multi-layered insurance program designed to fit the needs of solar and roofing professionals.  With an industry that has its own set of unique exposures, it’s vital to align yourself with a trusted advisor who knows your industry, and provides the coverages, services and recommendations you deserve.

Coverages

Workers’ Compensation

We provide coverage for your employees if they get hurt at work.

  • No deposit options

  • Claims Advocacy

  • Dedicated Claims Adjuster

  • Nurse Triage

  • Telemedicine

  • Available Loss Control

General Liability

We have coverage enhancements specifically for the solar and roofing industry.

  • Commercial and Residential Coverage

  • Limited Pollution Liability Endorsement

  • Broad Form Property Damage Coverage (damage to client’s property)

Auto

Rancho Mesa offers commercial auto coverage for your fleet.

  • $1,000,000 Combined Single Limit using Symbol 1

  • $1,000,000 Uninsured/ Underinsured Motorist Limit

  • Hired, Non-owned Auto Coverage

  • Rental Reimbursement

  • Hired Auto Physical Damage

Warehouse shelves with pallets of boxes stacked neatly.

Inland Marine

Get coverage for all of your equipment and products you have in your possession.

  • Employer & Employee Owned Tools

  • Rented or Leased Equipment

  • Scheduled Equipment

Property

Secure coverage for your building and contents within the building.

  • Business Income/Extra Expenses on a Stated Amount or Actual Loss Sustained

  • Employee theft of Employer’s property

  • Employee Dishonesty – theft of client’s property

Excess

If you need an additional layer of protection for your business that hovers over your general liability, auto and employers liability, an excess policy might be what you need.

Client Services

SafetyOne™ Mobile App and Website

SafetyOne™ Mobile App

Rancho Mesa’s SafetyOne™ mobile and desktop application is designed to streamline the implementation of an effective safety program within your organization through real-time data and intuitive technology. 

Human Resources

RM365 HRAdvantage™

The RM365 HRAdvantage™ portal provides our clients with access to HR Experts and an extensive library of Human Resources knowledge.

Workshops & Webinars

Workshops & Webinars

Rancho Mesa offers monthly workshops and webinars, and on-demand training courses to our clients on a variety of topics.

Safety

RM365 Advantage Safety Star™ Program

This program is designed to lower your organization’s probability of work-related injuries while promoting a safety culture through comprehensive safety trainings.

Claims Advocacy

Claims Advocacy

Each Claims Advocate has extensive experience in the administration of workers' compensation claims and is uniquely qualified to work aggressively on your behalf.

News & Media

Weekly Risk Management Newsletter

The newsletter includes safety training materials, workshops and webinars, relevant articles and podcast episodes, along with HR and benefits information.

 

Meet our Construction Group Leader

Sam Clayton, Vice President

Sam specializes in providing insurance and risk management for the construction industry.

He's a member of the National Electrical Contractors Association (NECA), the American Subcontractors Association (ASA) and the East County Posse.

As an expert in his field, he has served as President, President-Elect and Secretary/Treasurer for the Independent Insurance Agents & Brokers of San Diego.