About / Our Team / Jeremy Hoolihan
Phone: (619) 937-0174
Carol Falcon, Custom Installations Inc.
“Our company has been a client with Rancho Mesa for 8 years. In those 8 years they have always made sure all our business requirements were met. Such as providing us with timely certificate of insurance for our job sites, assisting us with special requests as they would arise. Their entire staff has been professional and friendly. Taking the time and consideration to all matters at hand.”
Bree McNamara, McNamara Pump & Electric
“We have been doing business with Jeremy and his team at Rancho Mesa for years, he’s made our company feel at ease with the ever-changing insurance needs for our construction company. The staff we’ve had an opportunity to work with has always had prompt communication and are easy to work with. As a small Mom & Pop Construction Company we know we’re getting competitive pricing to help keep our cost down but maximize our coverage annually and couldn’t be happier with any other insurance company. We appreciate the daily hard work of the Rancho Mesa team does for us and their contribution to helping our business thrive.”
Nicole Donnelly, President, Miramar Kitchen & Bath
"The services of my insurance agent, Jeremy Hoolihan, have exceeded my expectations. His knowledgeable expertise is evident in his work. My questions never go unanswered thanks to his excellent communication skills. Additionally, Jeremy has remained very supportive, always keeping my best interest in mind. After many years of battling with difficult insurance companies, I have finally found a company that works for me and strives to meet my needs. I highly recommend Rancho Mesa Insurance Services Inc. and Jeremy Hoolihan to anyone who is looking for an exceptional insurance company."
Laurie Fleischmann, Controller, Jackson Design & Remodeling
"As the new Financial Controller for Jackson Design and Remodeling I was excited to have the opportunity to present my professional network relationships to my new employer, including an insurance broker I had worked with for over 10 years, BUT no need to present realized when I was introduced to Jeremy, John and Alyssa of Rancho Mesa Insurance services. During the company insurance review and renewal time Jeremy quickly won me over with his people skills, delivering a sense of putting the client first and a show of great customer service through the introduction of John and his quick responses and Alyssa with her risk management tool kit. John Parker, Alyssa Burley and Jeremy Hoolihan listen to our needs and provide the best solutions to any problem or coverage need at hand. Technical knowledge, high energy, persistence and honesty are all very important to me, and Rancho Mesa has not missed a beat."
Christina Lopez, Southwest Millworks, Inc.
"The team at Rancho Mesa Insurance is always available and helpful in closing claims, thus lowering our mod rate. The weekly Risk Management Center Update emails are educational! I like the availability of webinars, since I can’t make it to the workshops. Several years ago, I moved to a new insurance company because of price only to find out the new carrier could not fulfill endorsements required by my contractors. Found myself coming right back."
Rosemari Spooner, Vice President, Spooner’s Woodworks
"We have been fortunate enough to have established a strong business relationship with Rancho Mesa for almost 10 years. We value the relationship as much as the added value of service. From our account Executive, Jeremy Hoolihan, to the support staff in all departments, they are dedicated to providing customer support above and beyond. Thank you Jeremy.......we appreciate you!"
Susan Agonia, Sterling Land Care
“Working with Jeremy and his team at Rancho Mesa over the last 13 years has been a pleasure. Rancho Mesa’s expertise in the construction industry has really put my mind at ease that our business is well taken care of from a risk management perspective. Thank you Jeremy & Rancho Mesa for all you do.”
Deanna Thomason, Office Manager, KT Construction, Inc.
"Their timeliness of providing Certificate of Insurance coverage to our clients surpasses our expectations."
John R. Padilla, John Padilla Plumbing Heating & Air, Inc.
"Jeremy Hoolihan and his team are the best! It seems like they handle our account only; and whenever we call, there is never any hesitation just results; and that’s a good feeling. On several occasions we needed additional insured certificates for our customers to be able to do the work and upon request it’s sent to us and our customer. Great Service!!! Thank you Rancho Mesa Insurance Services."
Gary Pavitt, Classy Closets
"Thanks for the service Jeremy, your team is great. 10 years of providing us the very best experience."
Deanna Thomason, Officer Manager, KT Construction, Inc.
"As a Construction Company looking to manage and control our exposure to Risk, Jeremy Hoolihan and the Rancho Mesa Insurance team have always provided complete and accurate information along with comprehensive coverage to ensure our Company is fully protected.Jeremy's talent of shopping the marketplace to offer our company various options and price points prior to our annual renewal is what I've come to rely upon. "
Jeremy Hoolihan, CRIS
Partner, Construction Group
As an experienced insurance advisor and broker, Jeremy works closely with his clients to protect their business interests. This often means developing an insurance program that meets their individual needs.
His knowledge of the construction, janitorial, and manufacturing insurance marketplaces ensures that he will find a comprehensive insurance program for each unique exposure.
Specialties: Commercial insurances which includes: worker compensation, general liability, property, auto, inland marine, builders risk, excess, professional liability, pollution, employment practices liability, and directors and officers liability. Jeremy has a strong emphasis on risk management & analysis, customer service, and renewal negotiations.
Experience
Partner, October 2023 - Present
Rancho Mesa Insurance Services, Inc.
Account Executive, September 2003 - October 2023
Rancho Mesa Insurance Services, Inc.
Education
Bachelor of Arts in Psychology
San Diego State University, San Diego, CA
Designations
Construction Risk Insurance Specialist (CRIS)
About
Jeremy and his Wife Cheri reside in the Mt. Helix area along with their Daughter Kaia. The family are big animal lovers, having two rescue dogs (Lily and Lulu), one cat (Julius), and four chickens (Indy, Henrietta, Lea, and Charger). The family also enjoys outdoor activities like camping, skiing/snowboarding, and hiking. Jeremy played collegiate soccer and continues to have a strong passion for the sport. The family also has a strong attachment to Mama’s Kitchen, which is a non-profit organization providing 3 meals a day, 365 days a year to Aids and cancer patients. The family routinely attends Mama’s Kitchen events and fundraisers. The family also volunteers to deliver meals a few times throughout the year.
Podcast
Industry News
Author, Jeremy Hoolihan, Partner, Rancho Mesa Insurance Services, Inc.
Insurance industry experts and legislators continue to work with Insurance Commissioner Ricardo Lara and the California Department of Insurance (CDI) to address the overwhelming crisis in the insurance property market. On March 26th, 2024, there was a public hearing to address the crisis.
Author, Jeremy Hoolihan, Partner, Rancho Mesa Insurance Services, Inc.
For the last several years, the insurance industry has seen a significant increase in auto rates. In 2023, the top ten auto carriers in the US all saw double digit rate increases. This, in addition to the rate increases we’ve seen since 2018, equates to rates anywhere from 20-50% higher than we had just a few years ago. According to US auto insurers, these rate increases are still not keeping up with the skyrocketing claim frequency and severity. Therefore, we are likely to continue to see auto rates increase before things level off.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
California Governor Gavin Newsom recently declared property insurance a State of Emergency in CA based on a mass exodus of property insurance companies. This has allowed CA Insurance Commissioner Ricardo Lara to strike a deal with insurance companies to encourage new coverage in the State. The changes are slated to go into effect by the end of 2024. However, the hope is that insurers will begin to write homeowner’s policies sooner.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Earlier this year, Rancho Mesa launched its proprietary SafetyOne™ mobile app. Feedback so far has been extremely positive, with many clients taking full advantage of the extensive resources the app provides.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
The property insurance marketplace continues to be a challenging segment in 2023. With catastrophic events that have occurred over the last several years such as hurricanes, floods, wild fires, and major storms, the property marketplace has taken a huge hit that will take many years to recover. As a result, we expect property pricing to continue increasing for the foreseeable future. There are several real-world examples of the property market hardening.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
The janitorial industry faces job hazards on a daily basis. The key to running a successful and safe business is identifying hazards within the workplace well before injuries or liabilities can occur. One way to keep track and address hazards in the workplace is by creating a Job Hazard Analysis (JHA). A JHA can be used to identify individual exposures to each specific jobsite and create a plan or solution to minimize these risks.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Inflation continues to plague our nation with no end in sight. With a consumer price index (CPI) reaching as high as 9.1% in July of 2022, the trickledown effect is far reaching. In the second quarter of 2022, the auto insurance marketplace saw a loss ratio of 78.4%. This is quite a spike compared to the average loss ratio of 65% between the years of 2016-2020. Inflation is not the only contributing factor to the challenges within the auto insurance marketplace; we’ll discuss medical inflation, supply chain shortages, and labor shortages.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
California Insurance Commissioner Ricardo Lara released a statement that he is rejecting the Workers’ Compensation Insurance Rating Bureau’s (WCIRB) recommended 7.6% increase in the workers’ compensation pure premium rates as well as the add-on to cover COVID-19 claim costs. The Commissioner also rejected a more modest 2.8% increase recommended by the Department of Insurance’s actuaries and the 1.4% decrease recommended by an independent actuary for the public members of the Bureau’s governing committee.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Cybercrimes are at an all-time high. News sources report cybercrimes almost on a daily basis with most of the press relating to company breaches and cyber extortion. However, one of the biggest cyber threats that is often overlooked is Business Email Compromise (BEC).
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
When a company has vehicles on the road, it’s important to understand all the commercial vehicle requirements in order to stay in compliance.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Avoiding government standards in the janitorial industry can be costly in the event of an unexpected OSHA visit or after a serious injury. In an industry that generally has lean profit margins, OSHA fines could be detrimental to the stability of the business. Knowing the most common OSHA violations and protecting your business from them can help insulate your organization from costly fines while also keeping your company safe. Here are five of the most common OSHA violations in the janitorial industry and strategies to avoid potential fines.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Employee theft can be detrimental to any business and can come in many forms. Janitorial businesses, in particular, have an inherent risk of employee theft as employees often work alone at the client’s property with little to no supervision and access to valuables. Employee theft can start with smaller items that are easily overlooked and can quickly escalate. These types of losses are not only a financial burden, but can also tarnish the business’ reputation.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
As businesses continue moving towards fully reopening, certain California employers will be faced with reemployment or recall requirements, due to Senate Bill 93 (SB 93). SB 93 was signed into law by Governor Gavin Newsom on April 16, 2021. The law requires that covered employers offer their employees who were laid-off due to the COVID-19 pandemic, available employment based on a preference system.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
The Employment Practices Liability Insurance (EPLI) marketplace has faced a number of factors that are contributing to skyrocketing premiums and deductibles. Many insurance companies are facing the choice of whether to remain in the marketplace or exit altogether. Those willing to remain are then faced with having to consider the following changes…
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Auto liability is often one of the most substantial risks a business will have. Driver selection is one of the most important evaluations a business can do to prevent accidents. It’s been proven that drivers with a history of moving violations and accidents pose a higher risk for organizations. Best practices for reducing this risk allow only safe drivers to operate a company vehicle.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
While the effects of COVID-19 on the workers’ compensation marketplace vary among the different business sectors, the Workers’ Compensation Insurance Rating Bureau (WCIRB) has approved a filing that will increase the 2021 pure premium advisory rates by 2.6%. With impending rate increases on the horizon, it’s more important now than ever to be proactive when it comes to your company’s risk management program. Carriers are already tightening up their underwriting guidelines and limiting schedule credits. In order to earn the most competitive pricing possible, a business must differentiate itself from other businesses. Below are three strategies you can use to strengthen your risk profile during COVID-19.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
As businesses re-open across the country, it is important that we all do our part in preventing and slowing the spread of COVID-19. For many companies in construction and those in the service industry, employees often work in close proximity with others. Keeping your workforce and the public safe should be priority number one.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Telemedicine is becoming prevalent in the workplace as a more efficient way to treat non-emergency type injuries. Employers, employees, and insurance companies alike are seeing the benefits of telemedicine from a convenience and efficiency standpoint.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Most insurance agencies welcome any and all types of businesses, paying little attention to the type of business the prospect is running. These accommodating professionals will commit to quote virtually any person or business looking for insurance coverage. With this type of approach, inevitably the buyer will be working with a jack of all trades, but a master of none.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Safety awareness is one of the most important factors in reducing workplace injuries. There are approximately three million workplace injuries, every year. This amounts to roughly 8,000 injuries per day, 350 per hour, or 6 injuries per minute. Many of these injuries are preventable. Unsafe behaviors or decisions are usually the most common contributing factors. If employees are unaware of hazards or not motivated to follow safety protocol, their behavior will expose them even more.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Working within the construction unit at Rancho Mesa for over 15 years, I have developed strong long-term business relationships with my clients. As an insurance advisor, I have an obligation to insulate clients from exposures and liabilities. Many of which may remain the same from year to year. However, it is vital that business owners meet with their insurance advisor frequently, especially prior to an insurance renewal, to avoid potential gaps in coverage. Below are a few key topics that should be reviewed on a regular basis by a company’s insurance advisor.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Reporting workers’ compensation claims in a timely manner can have a huge impact on the severity of the claim. Some policyholders believe the practice of not reporting employee injuries early is a good business practice. This could not be further from the truth.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Workers’ Compensation costs continue to be one of the most costly expenses for business owners in California. With recent reform, California has maintained steady rate decreases in the workers’ compensation marketplace. Unfortunately California still maintains some of the highest rates in the country, often times two to three times the nations average.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
In the workplace, employees can be exposed to potentially harmful hazards. Identifying these hazards and using precautionary measures such as personal protective equipment (PPE) can mean the difference between a safe jobsite and an injury.
Author, Jeremy Hoolihan, CRIS, Janitorial Group Leader, Rancho Mesa Insurance Services, Inc.
Workers’ Compensation claims can cost a company time, money, employee productivity, and morale. Litigation is one of the most costly results of a workers’ compensation claim. Once an employee hires an attorney, the time and money it takes for the claim to close drastically increases.
Author Jeremy Hoolihan, CRIS, Janitorial Group Leader Rancho Mesa Insurance Services, Inc.
A recent study by the Commission on Health, Safety and Workers’ Compensation made an argument that the janitorial industry should be split into two workers’ compensation class codes. This change would be similar to how many construction operations field class codes are separated between an over and under dollar amount per hourly wage. As an example, an electrical contractor’s field wages are split at over and under $30/hour.
Jeremy Hoolihan in the News
Author, Lauren Stumpf, Marketing & Media Communications Specialist, Rancho Mesa Insurance Services, Inc.
Rancho Mesa is excited to introduce its newest partners to the ownership team, Account Executive Jeremy Hoolihan, Account Executive Kevin Howard, Accounting Manager & Office Administrator Lori Stone, and Media Communications & Client Services Manager Alyssa Burley. These individuals have been offered ownership stakes in recognition of their contributions and dedication to Rancho Mesa’s success.
Author, Emily Marasso, Media Communications & Client Services Coordinator, Rancho Mesa Insurances Services, Inc.
It’s a birdie! It’s an eagle! It’s a bogey?! It’s the 12th annual National Association of Women in Construction golf tournament. On August 26, 2021, NAWIC San Diego hosted its golf tournament at the Twin Oaks Golf Course. The yearly event raised nearly $17,000 for Rady’s Children’s Hospital and the Future Construction Leaders Foundation.
Author, Lauren Stumpf, Media Communications Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa’s Sam Clayton and Jeremy Hoolihan were the guests of Sentry Insurance Company at the Green Bay Packers vs. the Oakland Raiders game played on October 20, 2019. Sam and Jeremy were two of the four brokers selected from California for this amazing experience, based on Rancho Mesa’s relationship with Sentry.
Author, Lauren Stumpf, Media Communications Assistant, Rancho Mesa Insurance Services, Inc.
Rancho Mesa’s Sam Clayton, Jeremy Hoolihan, Yvonne Gallagher, and Christina Haake took home 2nd place in the Insurance Industry Charitable Foundation (IICF) 12th Annual Bowling Tournament on Thursday, October 3, 2019 at Kearny Mesa Bowl.
Author, Lauren Stumpf, Media Communications Assistant, Rancho Mesa Insurance, Inc.
On Friday, July 12, 2019 the Boys & Girls Clubs of East County held their 46th annual Golf Day at Singing Hills Golf Resort, Oak Glen Course, in El Cajon, CA.
Author, Alyssa Burley, Media Communications and Client Services Manager, Rancho Mesa Insurance Services, Inc.
Members of Rancho Mesa Insurance Services spent the afternoon with the Independent Insurance Agents & Brokers of San Diego (IIAB San Diego) at the organization’s Padre Game Event on Wednesday, May 22, 2019 at San Diego’s Petco Park.
Author, Lauren Stumpf, Media Communications Assistant, Rancho Mesa Insurance Services, Inc.
Rancho Mesa’s Sam Clayton, Jeremy Hoolihan, Kevin Howard, and Chase Hixson were the guest of Sentry Insurance company at the Farmers Insurance Open golf tournament played at Torrey Pines Golf Course on Friday January 25, 2019.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Best friends Trinity Restine (daughter of Jeff Restine from Fuller Electric) and Kaia Hoolihan (daughter of Jeremy Hoolihan from Rancho Mesa Insurance) participated in the The ARGONAUT Holiday Obstacle Course Race (O.C.R.) on December 9, 2018 at Grossmont High School in El Cajon, CA.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Sunset Commercial Services is a San Diego-based commercial/janitorial services company that is dedicated to fostering a safety culture.
Auther, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa’s Yvonne Gallagher, John Parker, Jeremy Hoolihan and Sam Brown participated in the Insurance Industry Charitable Foundation (IICF) 11th Annual Bowling for Charity tournament on Thursday, October 4, 2018 at Kearny Mesa Bowl.