Your Commercial Insurance Partner
Rancho Mesa is a privately-owned independent insurance agency built on five core values: Integrity, Accountability, Collaboration, Community and Passion, serving organizations throughout the United States.
Data-Driven Risk Management by Industry Experts
50
States
28+
Years in
Business
Top-Rated
Risk Management
Podcast
Specialties
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Our goal is to understand your insurance needs and design a risk management plan that allocates resources properly and helps to secure your company’s future.
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Through our risk management process, we have identified the specific exposures unique to the Landscape Industry and have gained an understanding as to how we can make the greatest impact on your business.
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We understand that, as a nonprofit or human services organization, you face exceptional challenges in providing valuable services to your community. It takes an insurance professional with the skills and expertise to adequately protect your cause, mission and clients.
Learn more about our nonprofit and human services expertise →
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Our Clients trust us with their most valuable asset – their business. We simplify the process by analyzing your business, presenting a comprehensive submission to the marketplace, and negotiating with the carrier.
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Our Bonding experts work closely with general, artisan, and heavier trade contractors throughout the United States to provide the largest capacity and most competitive Surety Bond Programs to ensure our clients success.
Industry Expertise
Rancho Mesa's Alyssa Burley sits down with Account Executive Casey Craig to talk about strategies to help contractors reduce insurance costs.
Rancho Mesa’s Client Technology Specialist, Brenda Colby sit down with Client Technology Coordinator, Chad Winder talk about how to keep company drivers safe as students return to school.
Over that last 8+ years, credit-based bonding limits have grown from $400,000 to $3 million. Rancho Mesa's Alyssa Burley sits down with Surety Group Leader Andy Roberts to talk about the evolution of credit-based bonding programs.
Rancho Mesa President and CEO Dave Garcia speaks with California State Fund CEO Vern Steiner about the current state of California’s workers’ compensation market. They discuss key industry trends, cost drivers impacting employers, and offer considerations for the future of the workers’ compensation system in California.
Rancho Mesa’s Executive Vice President and Principal, Daniel Frazee, sat down recently with Francis Parker School’s Head of Operations/CFO Mike Rinehart to learn more about his background growing up in San Diego, the many facets to his impressive career in finance, and what is now his second “chapter” back at Francis Parker. The two also discuss the longtime partnership between Rancho Mesa and Francis Parker, regarded by many as San Diego’s premier traditional independent college-preparatory school.
Rancho Mesa’s Client Technology Specialist, Brenda Colby sit down with Client Technology Coordinator, Chad Winder to talk about improving hiring practices in a tough labor market.
Rancho Mesa's Alyssa Burley sits down with Account Executive Kyle Dunlap to talk about hiring employees as a risk strategy.
Account Executive Raysan Benito sits down with employment law attorney Bob King and breaks down how PAGA works, why it has become one of the most feared compliance challenges for home care agencies, and the practical steps business owners can take to reduce their exposure and protect their organizations.
Rancho Mesa's Alyssa Burley sits down with Sam Clayton, Vice President of the Construction Group to talk about using near misses on a jobsite as an opportunity to create corrective plans before an incident occurs.
Rancho Mesa’s Alyssa Burley and Client Technology Specialist, Brenda Colby sit down to talk about the tools RMI offers for the Electronic Visit Verification (EVV) system, which federal law requires personal care services and home health service companies use if they are funded by Medicaid, as a way to ensure patients receive the care they need.
Human Services Group Vice President Sam Brown interviews Arnulfo Manriquez of the Manriquez Group to explore the evolving challenges facing nonprofit leaders, from funding pressures and board governance to leadership transitions. With his decades of experience in the nonprofit world, Arnulfo shares practical insights on adaptability, strategic decision-making, and how nonprofits can position themselves for long-term sustainability in a changing environment
Rancho Mesa’s Alyssa Burley and Client Technology Specialist, Brenda Colby sit down to talk about keeping new employees safe on the job.
Surety Account Executive Josh Hill sits down with Marcus Carter, President of La Mesa Fund Control and Escrow, to unpack how fund control is being used as a powerful risk‑mitigation and capacity‑building tool in the surety space. They discuss how technology, transparent pricing, and efficient payment processes are changing perceptions of fund control and helping construction projects stay funded, compliant, and on track.
Rancho Mesa’s Alyssa Burley and Client Technology Specialist, Brenda Colby sit down to talk about paid time off practices.
Rancho Mesa’s Alyssa Burley sits down with Rory Anderson, Partner with the Tree Care Group, to talk about how telematics and AI are changing fleet risk.
Rancho Mesa Client Coordinator Jadyn Brandt and Client Technology Specialist, Brenda Colby sit down to talk about safe work practices in wildfire conditions.
Rancho Mesa’s Alyssa Burley sits down with Jeremy Hoolihan, Partner with the Janitorial Group, and talk about the state of California’s workers’ compensation marketplace.
Rancho Mesa Client Coordinator Jadyn Brandt and Client Technology Specialist, Brenda Colby sit down to talk about Employee Health Insurance Benefit Protections under the Family and Medical Leave Act.
National Safety Month is a good reminder that workplace injuries and fatalities can often be prevented. Rancho Mesa Client Coordinator Jadyn Brandt and Client Technology Specialist, Brenda Colby sit down to discuss why this initiative is important today, and what recent statistics reveal about preventable workplace injuries.
Rancho Mesa's Surety Relationship Executive Anne Wright sits down with Luke Thompson of Thompson Law & Consultation to discuss full change order life cycle from a subcontractor’s perspective. They share practical guidance on identifying changes early, documenting them properly, communicating effectively with general contractors and owners, and ultimately improving the chances of getting change orders approved and paid.
As temperatures rise in San Diego and across the country, and we head into the summer months, Rancho Mesa Client Coordinator Jadyn Brandt and Client Technology Specialist, Brenda Colby sit down to talk about heat illness prevention.
Account Executive Raysan Benito sits down with Dana Charumbira, CPA and founder of Home Care CPAs, to explore how home care leaders can use financial insights to drive smarter decisions and sustainable growth. They break down key concepts like gross margin, automation, and financial clarity, offering practical ways to turn numbers into meaningful strategies for scaling a business.
Rancho Mesa’s Alyssa Burley sits down with Rancho Mesa President David Garcia to give an update on Cumulative Trauma Claims in California and what we’re doing to push for reform.
Rancho Mesa's Alyssa Burley and Account Executive Matt Gorham discuss a strategic approach for insurance HVAC and plumbing contractors in California.
Construction Safety Week runs from May 4th through the 8th; and this year’s theme is “All in Together.” Rancho Mesa’ Alyssa Burley and Client Technology Specialist, Brenda Colby sit down to talk about this year’s theme and why it’s important to prevent serious injuries on high‑hazard job sites.
Rancho Mesa's Alyssa Burley and Vice President of the Landscape and Tree Care Group, Drew Garcia, talk about building a scalable safety program for landscape professionals with our SafetyOne™ mobile app and website.
Rancho Mesa Marketing & Media Communications Specialist Megan Lockhart and Client Technology Specialist, Brenda Colby sit down to talk about ways you can support your employees during mental health awareness month.
In this episode, Rancho Mesa's Account Executive Kevin Howard sits down with Century Painting’s Brian Escalera and Eddie Lopez to discuss their commendable safety culture they operate.
Rancho Mesa’s Alyssa Burley and Client Technology Specialist, Brenda Colby sit down to talk about a new feature in the RM365 HRAdvantage Portal. Brenda, welcome to the show.
Rancho Mesa's Alyssa Burley interviews Greg Garcia, Account Executive in the Landscape Group, as he talks about the recently proposed increases in workers’ compensation insurance pure premium and what it means to landscape companies.