Industry News
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
According to a recent memo, the State of California Department of Industrial Relations would like to remind employers that they are required to physically post their 2017 annual summaries of work-related injuries from February 1, 2018 through April 30, 2018.
Author, Kevin Howard, CRIS, Account Executive, Construction Gorup, Rancho Mesa Insurance Services, Inc.
Insurance is often considered a necessary evil by business owners. It can represent a significant line item on a profit & loss statement rivaling the cost in some cases of payroll, material costs and rent. With deductibles that can range from $15,000-$25,000 per claim, why then would a business spend dollars on an insurance policy that is not required by either state law or part of any General Contractor’s insurance specifications?
Article provided by, Kevin Brown, Managing Partner, RBTK, LLP.
The new tax reform law, commonly called the “Tax Cuts and Jobs Act” (TCJA), is the biggest federal tax law overhaul in 31 years, and it includes both good and bad news for taxpayers.
Below are highlights of some of the most significant changes affecting individual and business taxpayers. (Except where noted, these changes are effective for tax years beginning after December 31, 2017.)
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
In a recent news release from the U.S. Department of Labor (DOL), the Occupational Safety and Health Administration (OSHA) will be accepting electronically submitted 2016 OSHA Form 300A data through midnight on December 31, 2017. The previous deadline had been December 15, 2017.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
The end of the year is the perfect time to evaluate your company’s overall safety program. One important element in a successful safety program is the weekly safety meetings (aka training shorts, tailgate talks, or toolbox talks).
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
In a recent news release from the U.S. Department of Labor (DOL), the Occupational Safety and Health Administration (OSHA) announced it has extended its electronic reporting deadline from December 1, 2017 to December 15, 2017.
Author, Drew Garcia, NALP Program Director, Rancho Mesa Insurance Services, Inc.
The Berkshire Hathaway Homestate Companies (BHHC) and Rancho Mesa Insurance Services (RMI) teamed up at the annual LANDSCAPES 2017 convention, the Green Industry & Equipment (GIE) Expo, and the Hardscape North America (HNA) Tradeshow, in Louisville, Kentucky, on October 17-20, 2017.
Author, Drew Garcia, NALP Program Director, Rancho Mesa Insurance Services, Inc.
Rancho Mesa would like to congratulate all 263 National Association of Landscape Professionals (NALP) members who achieved recognition for their safety efforts in 2017.
Author, Jeremy Hoolihan, CRIS, Janitorial Group Leader, Rancho Mesa Insurance Services, Inc.
Workers’ Compensation claims can cost a company time, money, employee productivity, and morale. Litigation is one of the most costly results of a workers’ compensation claim. Once an employee hires an attorney, the time and money it takes for the claim to close drastically increases.
Effective July 1, 2017, Assembly Bill 72 (Bonta) went into effect by protecting Californians from unexpected medical bills when visiting in-network facilities (i.e., hospitals, labs, and imaging centers). No longer can providers who aren’t contracted with a patient’s health plan step into the operating room, for instance, and charge the patient more than the patient would have expected to pay an in-network provider. Furthermore, the patient can only be billed for his or her in-network cost-share, meaning in-network benefits apply to all providers seen, and services rendered, in an in-network facility.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On August 1, 2017, the Occupational Safety and Health Administration (OSHA) launched its online electronic data filing application. It was designed to collect and publish injury data on companies throughout the United States in order to comply with a new requirement.
Author, Sam Brown, Vice President of Human Services Group, Rancho Mesa Insurance Services, Inc.
In the ongoing effort to keep employees safe from workplace violence, it is very important to train workers how to recognize, react to and prevent active shooter events. In most cases, simply having a plan can mean the difference between life and death.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
It is official – the Occupational Safety and Health Administration (OSHA) released its website for the electronic submission of employers’ injury and illness records (i.e., OSHA 300 logs).
Author, Daniel Frazee, Vice President, Rancho Mesa Insurance Services, Inc.
Could your company have underlying Auto related exposures that you are not aware of? Let’s assume you have taken several precautions to properly manage the safety of your fleet. But has your management team contemplated potential losses arising from employees operating their own personal vehicles as they relate to your business?
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services
As San Diego’s East County battles a series of wild fires, it is a perfect time for business owners to review their insurance policies and proactively manage their fire risk, especially those who are located in semi-rural and rural areas.
Author, Drew Garcia, NALP Program Director, Rancho Mesa Insurance Services, Inc.
Successfully maintaining low and predictable workers' compensation costs is a product of establishing a routine that constantly “checks and balances” your all-encompassing insurance program. Our "MOD Doctor" technique lays out a road map so we can guide you throughout the year to gain more control, become more efficient, and ultimately drive down your insurance cost; at no extra expense. What can you expect from this process?
Author, David J. Garcia, A.A.I., CRIS, Rancho Mesa Insurance Services, Inc.
Earlier in the year, we published the article "Commercial Auto Premiums Are Rising - What’s Driving the Increases?," which addresses how insurance companies are all experiencing adverse loss experience within their commercial automobile books of business. The result of these mounting losses is causing a dramatic rise in commercial Auto premiums for most policyholders.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
The Occupational Safety and Health Administration (OSHA) launched its inaugural Safe + Sound Week, which runs from June 12 - 18, 2017. According to OSHA, Safe + Sound week is "a nationwide event to raise awareness and understanding of the value of safety and health programs that include management leadership, worker participation, and a systematic approach to finding and fixing hazards in workplaces."
Author, David J. Garcia, A.A.I., CRIS, President, Rancho Mesa Insurance Services, Inc.
Studies have shown, by reporting your workers compensation claims in a timely basis, not only will your injured employee receive better medical treatment, it will boost company morale. Both the injured worker, as well as other employees, will see your sincere concern for their wellbeing. In addition, timely reporting practices will also improve your risk profile through reducing the overall cost of the claim, which leads to lower loss ratios and lower experience modifiers, thus, resulting in lower premiums and improvement in your bottom line.
Developing Solutions • Building Trust • Protecting Clients – ONE RELATIONSHIP AT A TIME.™
