Vacancy Provisions and Exclusions

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Protecting Commercial Property Investments through Vacancy Permit Endorsements

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Author, Kevin Howard, Account Executive, Rancho Mesa Insurance Services, Inc.

Commercial real estate owners may face significant exposure nationally due to vacancy clauses and policy exclusions. The vacancy permit endorsement can potentially fill a major coverage gap within commercial property policies for landlords.

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COVID-19 Business Shutdown: What Coverage Gaps Exist with Vacant Properties

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Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.

In response to the COVID-19 pandemic and ensuing shelter in place restrictions, many non-essential businesses have been shuttered for several weeks. As those businesses deal with the massive revenue and employee losses, building owners must be cautioned to review their property policies closely for vacancy provisions and exclusions.

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