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Rancho Mesa is excited to offer the construction industry a new and exclusive insurance product backed by one of the largest and most recognizable insurance companies in the world, A++XV Berkshire Hathaway.

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Podcast: Experts Introduce Berkshire United

Rancho Mesa's President Dave Garcia discusses the new joint venture, Berkshire United, with Margaret Hartmann, Senior Vice President and Chief Marketing Officer of Berkshire Hathaway Homestate Companies and Rubin Simkhayev, Senior Vice President of Berkshire Hathaway Specialty Insurance. 

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Dave GarciaPresident, Rancho Mesa Insurance

“It gives me great pride to exclusively represent a one-of-kind insurance product at a time when the industry needs it most. Thank you to the construction industry for 22 years of partnership. Without your support, we wouldn’t be in this position to offer such a unique product.”

Dave Garcia
President, Rancho Mesa Insurance

Mararget HartmannSVP & CMO Berkshire Hathaway Homestate Companies

“We’ve been talking about doing this kind of partnership for a while, now. As a lot of people may know, Berkshire is the second-largest writer of workers’ comp in California...and now we have a really nice national footprint…We’ve always felt that having that specialty focus allows us to really get a deep understanding of the customers we serve.”

Mararget Hartmann
SVP & CM, Berkshire Hathaway Homestate Companies

“We are going to be offering general liability, commercial auto, and a true umbrella coverage…We marry up with an already very specialized comp approach.”

Rubin Simkhayev
SVP, Berkshire Hathaway Specialty Insurance

Rubin SimkhayevSVP Berkshire Hathaway Specialty Insurance

Program Details

Rancho Mesa logo

Rancho Mesa Services

  • Workers’ Compensation Claims Advocacy

  • Dedicated Account Manager

  • No Cost State-Compliant Anti-Harassment Training

  • RM365 HRAdvantage™ Safety Star Certification Program

  • Templates for Heat Illness Prevention Plan, Contractor Safety Program, IIPP, Fleet Safety Policy, and Construction Safe Practices

  • RM365 HRAdvantage™ = Fair Market Value is $222.50 Per Employee

  • Mobile-Accessible Risk Management Center

  • Access to All Monthly Workshops and Webinars

Berkshire United logo

Berkshire United Highlights

Workers’ Compensation, General Liability, Auto and Umbrella

  • A++XV Rated

  • Flexible Payment Options with potential zero deposit

  • Deductible Options - Small, Medium, and Large

  • Custom Client Portal - Claims, Safety, Billing and Policy Information

  • Dedicated Client Account Manager

  • Workers’ Compensation Claims Professionals

  • Loss Control Service

  • No XMOD Requirements

  • Competitive Rates

Target Classes: Communication, Concrete, Drywall/Insulation, Electricians, Excavation, Exterior Finish, General Contractors (Commercial), Janitorial/Window Washers, Masonry, Mechanical, Plumbing/HVAC (Commercial), Metal Erection, Solar Energy