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Rancho Mesa is excited to offer the construction industry a new and exclusive insurance product backed by one of the largest and most recognizable insurance companies in the world, A++XV Berkshire Hathaway.
About our Program

Podcast: Experts Introduce Berkshire United
Rancho Mesa's President Dave Garcia discusses the new joint venture, Berkshire United, with Margaret Hartmann, Senior Vice President and Chief Marketing Officer of Berkshire Hathaway Homestate Companies and Rubin Simkhayev, Senior Vice President of Berkshire Hathaway Specialty Insurance.
“It gives me great pride to exclusively represent a one-of-kind insurance product at a time when the industry needs it most. Thank you to the construction industry for 22 years of partnership. Without your support, we wouldn’t be in this position to offer such a unique product.”
Dave Garcia
President, Rancho Mesa Insurance
“We’ve been talking about doing this kind of partnership for a while, now. As a lot of people may know, Berkshire is the second-largest writer of workers’ comp in California...and now we have a really nice national footprint…We’ve always felt that having that specialty focus allows us to really get a deep understanding of the customers we serve.”
Mararget Hartmann
SVP & CM, Berkshire Hathaway Homestate Companies
“We are going to be offering general liability, commercial auto, and a true umbrella coverage…We marry up with an already very specialized comp approach.”
Rubin Simkhayev
SVP, Berkshire Hathaway Specialty Insurance
Program Details
Rancho Mesa Services
Workers’ Compensation Claims Advocacy
Dedicated Account Manager
No Cost State-Compliant Anti-Harassment Training
RM365 HRAdvantage™ Safety Star Certification Program
Templates for Heat Illness Prevention Plan, Contractor Safety Program, IIPP, Fleet Safety Policy, and Construction Safe Practices
RM365 HRAdvantage™ = Fair Market Value is $222.50 Per Employee
Mobile-Accessible Risk Management Center
Access to All Monthly Workshops and Webinars
Berkshire United Highlights
Workers’ Compensation, General Liability, Auto and Umbrella
A++XV Rated
Flexible Payment Options with potential zero deposit
Deductible Options - Small, Medium, and Large
Custom Client Portal - Claims, Safety, Billing and Policy Information
Dedicated Client Account Manager
Workers’ Compensation Claims Professionals
Loss Control Service
No XMOD Requirements
Competitive Rates
Target Classes: Communication, Concrete, Drywall/Insulation, Electricians, Excavation, Exterior Finish, General Contractors (Commercial), Janitorial/Window Washers, Masonry, Mechanical, Plumbing/HVAC (Commercial), Metal Erection, Solar Energy